Micro-credit makes the best economic sense. The research over 25 years has consistently shown that the on-time repayment rates exceed 98%. These poor entrepreneurs are excellent credit risks, unlike their often corrupt Governments.

This approach offers a hand-up not a handout.
Money donated does its work and then grows!
The great thing about micro-credit is that the money ‘invested’ by donors grows while achieving these positive outcomes. Funding a ‘Client community’ of 70-100 borrowers requires an initial input of $12,000. This money then ‘grows’ by a factor of 4.5 over five years to $54,000.

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